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Property, Casualty, & Commercial Losses

Residential Property

If you have residential property claims caused by fire, flood, explosion, hurricane, tornado, wind, theft, or any other covered peril, Wimberly Claims Service will handle the claim in a professional manner, using highly qualified adjusters to document and prepare all of the necessary structural and personal property claim damage assessment. Our residential claims services include the following:

Policy Interpretation

Wimberly Claims Service reviews the insurance policy to make accurate recommendations regarding coverage.

Structure Estimate

 We prepare a structural estimate to include a room-by-room estimate of the building, showing in detail diagrams, dimensions, quantities, and unit cost utilizing current estimating software.

Contents Estimate

Our adjusters will do a thorough inventory  of all residential and household items affected in the loss and will research all contents to determine a proper replacement cost value.

Additional Living Expense Claim

Wimberly Claims Service adjusters are experienced in determining the need for Additional living expenses and loss of use.  We will also work hand in hand with vendors who supply temporary housing.

Commercial Property

COMMERCIAL PROPERTY INSURANCE ADJUSTMENTS

If you have a commercial property or business claim resulting from Fire, Flood, Explosion, Hurricane, Tornado, Wind, Theft, Sinkhole or any other covered peril, Wimberly Claims Service will handle the loss promptly with expertise and knowledge

Our adjusters and business experts are highly qualified to handle all claims. Our commercial claims
include the following:

Policy Review

We review the insurance policy to determine the coverage amounts and will follow the claim guidelines mandated by our clients.

Structure Estimate

We prepare a structural estimate to include a room-by-room estimate of the building, showing in detail diagrams, dimensions, quantities, and unit cost utilizing current estimating software.

Business Personal Property Estimate

Our adjusters inventory all retail items, machinery, furniture, fixtures, equipment, stock and all other items affected by the loss. We detail the degree of damage, salvage values, depreciation rates (actual cash value), and dollar and quantity product loss in inventories for each item.